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Latest from the Blog

ynab vs personal capital guide and review

YNAB vs. Personal Capital: In-Depth Comparison for Smart Money Management

Filed Under: Smart Money

Managing your personal finances can be a daunting task, but thankfully there are tools like YNAB and Personal Capital to simplify the process.

Choosing the right tool for your needs is essential for achieving financial success. In this article, we’ll … Read more

psychological reasons for overspending

5 Psychological Reasons for Overspending and Tips to Avoid it

Filed Under: Smart Money

There are two types of shoppers, those who find it a dreadful ordeal and those who can’t seem to get enough of it. 

If you find you sluggishly drag yourself to the stores, you probably don’t have an issue with … Read more

best tradeline companies

5 Best Tradeline Companies to Boost Your Credit

Filed Under: Smart Money

It can take years sometimes to boost your credit score! You might be wondering if there is something you can do to raise your score more quickly.

There actually is! You can get added to someone else’s “authorized tradeline,” or … Read more

being frugal and thrifty tips

How to Live Below Your Means: 10 Easy Tips to Follow

Filed Under: Smart Money

Does your credit card debt make you break out in a sweat? Do you always seem to be out of pocket even though you work and earn a weekly wage?

Or, you find that there are more ‘rainy days’ than … Read more

What is the 30-30-30-10 Budget Rule? And How Does it Work?

Filed Under: Smart Money

The 30 30 30 10 budget is a simple method to guide you in how to budget and spend (or not spend) your money.

It helps you manage your money. You can know how much to save, how much to … Read more

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Welcome to Penny Polly! Penny Polly is a blog designed to help you save money, make money and have fun doing it!

Learn creative ways to use your money to make money. Thinking outside the box can make all the difference and we are here to share tips and ideas!

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