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Smart Money

Learn how to improve your personal finances and make smart money choices. Discover saving money tips and learn how to budget as well as ways to make your money grow!

advantages and disadvantages of a budget

The Advantages and Disadvantages of Budgeting

what is a tradeline?

What is a Tradeline? And How Does it Affect My Credit?

Why You Should Never Max Out Your Credit Card

what does 5 figures mean

How Much is 5 Figures: And What is a Five Figure Salary?

ynab vs personal capital guide and review

YNAB vs. Personal Capital: In-Depth Comparison for Smart Money Management

psychological reasons for overspending

5 Psychological Reasons for Overspending and Tips to Avoid it

best tradeline companies

5 Best Tradeline Companies to Boost Your Credit

being frugal and thrifty tips

How to Live Below Your Means: 10 Easy Tips to Follow

5 Tips When Using a Planner To Track Your Monthly Expenses

What is the 30-30-30-10 Budget Rule? And How Does it Work?

4 Simple and Efficient Ways To Start Saving Money

60 30 10 rule budget

How to Use the 60 30 10 Rule Budget: With Calculator and Examples

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About This Site

Welcome to Penny Polly! Penny Polly is a blog designed to help you save money, make money and have fun doing it!

Learn creative ways to use your money to make money. Thinking outside the box can make all the difference and we are here to share tips and ideas!

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