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September 3, 2022 by Cara Berkeley

How to Earn Money Online Without Investment in Mobile

Filed Under: Make Money

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This post may contain affiliate links. Please read my disclosure for more information.

Is it possible to earn money online without investment? Yes, it actually is! You can even earn money online through your mobile phone with no up-front investment required.

There are a few options. Side hustles, influencer marketing, and freelance work are just a few of the ways you can earn online.

From your smartphone, you can make money answering surveys, testing websites or creating content.

Try these 9 ways to earn money online with your mobile

You can earn money line without investment just using your mobile! Try these online side hustles to start earning today.

1. Launch a YouTube Channel

You can make money online without investment with your mobile through YouTube
Earn money online with mobile and no investment through YouTube

You can literally sit in your house, video yourself with your smartphone and start making serious cash just doing that!

There are a ton of successful YouTubers out there. Blippi who creates content for kids has made $17 million!

The great thing about it is there are a ton of options for you on what content to create. You can do how-to tutorials like makeup or artwork. You can create reality-style videos or make content that is just for kids.

It takes zero investment to start a YouTube channel and you can make money online this way through ads, revenue per views or affiliate marketing. There are several ways to monetize your YouTube channel.

2. Affiliate Marketing

An excellent way to make money online without investment in mobile is through affiliate marketing.

Affiliate marketing is when you refer people to products or services and they buy them through your personal link you provide, then you make money.

It is basically like a sales commission. You can create a website or a blog where you use affiliate links to make money.

Or, you can just promote these items through your social media, like an influencer. Depending on the type of product, you can make as much as $75 on one sale.

The great thing about affiliate marketing is you don’t have to have a fancy website or blog to do it.

3. Create an NFT

Another unique way to generate money online without investment is to create and sell a non-fungible token or NFT.

In most cases, it is just a digital item, like a piece of art, or even strangely enough, a tweet was sold as an nft at one point. Animated videos and music can even be turned into an NFT.

You buy and sell the on NFT marketplaces and usually with crypto currency. But, you can exchange crypto currency for cash on designated platforms.

You create your NFT, store it on a blockchain, set up a digital wallet and accept payment!

Here are some popular sites where you can set up an NFT:

  • OpenSea
  • Atomic Market
  • Rarible
  • Mintable

This in-depth guide to creating an NFT will help guide you through the entire process.

4. Review websites and apps

Surf the web to make money online without investment
You can make money just for testing websites online

Another excellent way to make money online with your mobile and no investment is by reviewing websites and apps.

The amount you make depends on the project and the platform. You can make even more if you are doing a one-on-one testing session with a company over the phone.

But, you can also make money by just testing and reviewing on your phone or computer. You will test the functionality, loading and sometimes give an opinion or let them know of any issues.

Sites that will connect you with companies for web testing:

  • Testbirds
  • UserTesting
  • TryMyUI

5. Participate in Focus Groups or Research interviews

You can easily make good money online by participating in research.

Companies will pay for your opinion on everything from why you buy certain items to product development.

You can sign up online to participate in research studies or focus groups and make as much as $150 an hour.

My favorite site for this is Respondent. They will connect you with these companies and will actually pay cash into your PayPal account instead of just gift cards.

They have a lot of available research topics and studies, most of which only take an hour and the pay ranges from $50-200.

Just this week, I took part in two Respondent surveys and made $200!


Click this link to sign up with Respondent


User Interviews is another online site where you can get connected with companies who will pay to talk to you.

Most studies on User Interviews pay $75 a half hour or hour, but there can be some that pay as much as $450! You can make more than $100 a day.

There are some big companies like Pinterest and Wayfair that use User Interviews so it is a legit way to earn money online and requires no investment from you. Just visit their website and get signed up today!

6. Become a Social Media Assistant

Making money online without investment in mobile is easy as a social media assistant. There are tons of bloggers, companies and business owners out there that need help with social media management.

You can get paid to create social posts, make graphics with tools like Canva, and pin pins on Pinterest!

Pretty fun way to make money online. And you can even specialize for instance in just being a Pinterest virtual assistant if that is your preference.

Here are some excellent sites to post your services and start earning money online:

  • FlexJobs 
  • Fiverr 
  • Upwork 

Any type of freelance work like this is a great side hustle for women as well since you can work from home.

7. GET PAID TO Answer SURVEYS and Watch Videos

You can earn money online without investment in mobile by answering surveys and watching ads and videos.

There are many websites and apps out there that will pay you to watch videos and ads or take surveys.  

Survey Junkie is a great site for earning extra cash online with your smartphone.

Paid Viewpoint is another survey site that pays and the surveys usually only take 2-3 minutes. Just registering will earn you immediate money that costs you nothing. Unlike some other online sites and mobile apps, you earn actual cash, rather than points to turn in for gift cards. 

Swagbucks is a very popular survey site that offers several ways to make extra money.

I like Swagbucks because you can earn for watching ads, videos, answering polls, shopping online, or taking surveys. Just surfing the internet on your mobile phone can earn you money.

8. Work As a Transcriptionist

Another way to earn money online without investment it to become a transcriptionist.

All you have to do is take something being said in a podcast, video, or recorded notes and type a written document of the words that are in it.

All you have to do is type what you hear onto a document. You don’t need previous experience to get started.

Here is a list of online transcription jobs you can take to earn money.

9. Sell Educational Courses

Another way you can earn money online without any investment is by creating a course and selling it online.

you might have a hobby you are good at, or even a skill in your full-time job that you can share with others.

You can teach yoga or fitness, graphic design or photography. The options are endless.

Plus, it is passive income. Which means that once you create your course and put it online to sell it then you never have to work on it again! It will just earn money for you month-after-month.

Here are several sites where you can put your course and find a market who will buy it:

  • Udemy
  • Skillshare
  • Teachable
  • Creative Live
  • Coursera
  • Thinkific

Final Thoughts

There are plenty of ways to make money with your smartphone that won’t cost you money! You can try anyone or several of these mobile phone side hustles. Just get started today.

Next money-making posts:

How to Make $1,000 in a Month

How to Make Money in One Hour

Best Places to Sell Furniture for Cash

How to Double $10k Quickly

My $8,500 a Month AirBnb Side Hustle

25 Jobs for Housewives at Home

How to Make Money for Teens

15 Legit Side Hustles from People Who Actually Make Money on Them

How to Make $2,500 Fast

7 Ways to Make Money from Home

How is Driving for DoorDash?

How to Earn $300 Fast

25 Jobs for Housewives at Home

How to Start a Lifestyle Blog and Make Money

What are the Best Products to Sell Online to Make Money?

Shopify Store Set-up Guide

What do Pawn Shops Buy?

HERE ARE MY FAVORITE Money APPS:

Rakuten for cash back on shopping. Use this link to make a $30 welcome bonus.

iBotta for special offers and cash back on groceries.

Acorns which takes your spare change from purchases and invests it for you to help you make even more money.

Personal Capital for money management. Get a money dashboard, free analysis and personalized wealth advice.

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